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AAA: Are You Properly Insured for the Unexpected During the Busy Holiday Season?


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AAA– With the Holiday season in full swing, making sure they have selected the proper insurance coverage is probably the last thing on the minds of many consumers.

“There are several hazards that can occur during the hustle and bustle of the holiday season,” said Tony Alberton, Florida Field Vice President for AAA-The Auto Club Group.

“Making sure you have selected the proper insurance coverage is key to mitigating any issues that may arise during this time of year.”

Since it is the season of giving, some consumers will be making big-ticket gift purchases and many don’t consider their insurance coverage.

When looking to make an expensive or unique gift purchase, AAA recommends consumers speak with their insurance agent to determine if the item needs to be scheduled on their home, condo or renters policy.

According to a recent AAA Consumer Pulse survey, only one in four Florida home insurance policyholders actually have scheduled personal property coverage.

Another common hazard that occurs throughout the holiday season is theft. Around this time of year, theft can come in many forms, including home break-ins, packages stolen from porches, vehicle thefts, and even vehicles being broken into.

If valuables, such as shopping bags and gifts, are left in plain sight it can be attractive to smash-and-grab burglars.

“When leaving your vehicle in a parking lot, make sure shopping bags and gifts are not visible through the car window,” said Matt Nasworthy, Florida Public Affairs Director, AAA-The Auto Club Group.

“Putting your bags in the trunk or another place where they are not visible can help prevent vehicle break-ins.”

Consumers should also make sure they have the proper coverage for this type of incident. A vehicle break-in is typically covered under the comprehensive portion of an auto policy, but it does not cover any personal items that may have been stolen from the vehicle.

A claim for those items can be filed on a home, renters or condo policy. Coverage is subject to all policy terms, conditions, exclusions and limitations.

Video: http://spacecoastdaily.com/2018/12/aaa-are-you-properly-insured-for-the-unexpected-during-the-busy-holiday-season/

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